By a Slightly Bewildered Retiree Who Read the Fine Print So You Don’t Have To Let’s be honest: when most people think of life insurance…
Month: July 2025
Discover how academically backed investing strategies can lead to long-term success—without the guesswork. If you’ve ever felt like picking stocks is a bit like throwing…
Understand the tradeoffs in low-volatility stocks so you’re not caught off guard I’ll never forget my first foray into the world of low-volatility investing. Mostly…
Use Tax-Loss Harvesting to Offset Gains and Lower Your Tax Bill
Posted in Slash Taxes, and Tax Loopholes
Let me start by saying that I once thought “tax-loss harvesting” involved tractors and perhaps a bumper crop of IRS refund checks. I pictured myself…
Why seniors should designate someone to discreetly help protect their money As we age, it’s normal for memory to slip a little. We forget where…
Floating-Rate Income: A Hedge Against Rising Interest Rates
Posted in Alternative Investments, and Senior Loans
Why retirees love the adjustable nature of senior loan payouts For retirees who depend on steady income, rising interest rates can be a mixed blessing.…
Steadier income with less risk than common stocks? That’s the promise of preferred shares. Retirees looking for dependable income often turn to familiar investments—dividend-paying stocks,…
Understanding Leverage in Closed-End Funds (CEFs): Friend or Foe?
Posted in Closed-End Funds, and High-Yield Investments
Learn how leverage boosts yields—and how to avoid overleveraged funds. If you’ve ever explored closed-end funds (CEFs) for your retirement portfolio, you’ve likely come across…
Diversify your retirement income without letting BDCs dominate your asset mix. Business Development Companies (BDCs) can be powerful income-generating tools in a retirement portfolio. They…
Explore real estate trusts that pay dividends every 30 days For retirees, timing matters. A steady income stream that lines up with your monthly expenses…